Monday, July 13, 2009

How to Find Section 8 Apartments

Have you recently lost your job or had your pay cut and can't afford your apartment anymore? You might want to consider section 8 apartments for rent in this case. Not everyone can live in these apartments though. There are certain qualifications you must meet in order to live in there. These qualifications are set forth by HUD, the division of the government that deals with section 8 programs. If you meet these qualifications, then you can move into these types of apartments.

The qualifications that you need to meet in order to live in section 8 apartments can be found at the HUD website. You can also go down to a housing agency to get the information. In short, the qualifications necessary to get these apartments is that your income needs to be at or below the amount set for your county. Every county has a different limit so if you plan on moving to a different county, you'll have to check again the qualifications. If you meet these conditions, you can submit a section 8 application. You cannot apply for section 8 online, so you have to go to a housing agency to fill out the forms. Be sure to bring along documentation to prove your income. If approved, you should get a voucher that will allow you to use where ever landlords will accept it.

Ask the people at the housing agency to get you a list of section 8 rentals. You can also do your own search on HUD's website. And if you don't have internet access, the HUD housing office can give you a list of these apartments.

Another source you can use to look for section 8 apartments is through a realtor. Realtors have vast knowledge of apartments in the area and can help you narrow your search depending on what you are looking for. Be sure to tell them you are section 8 so that they can search for those specific apartments. Realtors are in most cases free for you to use since they collect a commission from the apartments.

If you have some extra money, you should buy renter's insurance. This insurance could save you alot of headache if your property in the apartments are stolen. Although you may think that you have nothing worth insuring, there are actually a few things that would be costly for you to replace. For example, a laptop, your IPOD, and other small electronics are easy to steal. So be prepared for the unexpected